Legal notice
Information about the website operator, the person responsible, the hosting provider and the use of smhorizonfinance.com.
This page provides legal information about the operator of this website, responsibility for its content, hosting and the use of the published materials.
The business is currently undergoing registration. The official SIREN, SIRET and French National Business Register details will be added as soon as they have been issued by the competent authorities.
1. Website operator
- Trading name
- SM Horizon Finance
- Owner
- Martinus Smets
- Legal form
- Entreprise individuelle – French sole proprietorship
- Business address
-
625 Chemin des Thenoux
45500 Saint-Brisson-sur-Loire
France - Telephone
- +33 7 57 75 21 54
- Email address
- info@smhorizonfinance.com
- Website
- smhorizonfinance.com
- SIREN
- Pending
- SIRET
- Pending
- RNE registration
- Registration in progress
- VAT identification number
- Not currently assigned
2. Person responsible for publication
The person responsible for publication and the editorial content of this website is:
Martinus Smets
Owner of the sole proprietorship SM Horizon Finance.
Address:
625 Chemin des Thenoux
45500 Saint-Brisson-sur-Loire
France
3. Website hosting
The website is hosted by:
STRATO GmbH
Otto-Ostrowski-Straße 7
10249 Berlin
Germany
Telephone: +49 30 300 146 0
Commercial register:
Berlin-Charlottenburg Local Court
Registration number:
HRB 270570 B
VAT identification number:
DE 211 045 709
4. Activity and regulatory status
SM Horizon Finance provides information and support relating to the preparation, organisation and initial review of financing projects.
Each enquiry is assessed individually according to the proposed project, the applicant’s personal or business circumstances, financial situation and the information provided.
Information published on the website does not constitute automatic financing approval, a loan commitment, a binding offer or a guarantee that a financing agreement will be concluded.
Where a specific activity requires authorisation, professional registration, regulatory approval or registration with a competent supervisory authority, the relevant information will be added before that regulated activity begins.
5. Copyright and intellectual property
The texts, images, logos, graphics, layout elements, illustrations and other content published on this website are protected by the applicable copyright and intellectual property laws.
Full or partial reproduction, modification, distribution, publication or other use is not permitted without prior written authorisation from SM Horizon Finance.
Third-party rights remain unaffected.
6. Liability for content
SM Horizon Finance makes reasonable efforts to provide complete, understandable, up-to-date and accurate information on this website.
The content is provided for general information only and does not replace individual legal, tax, commercial, financial or professional advice.
Liability for decisions made solely on the basis of general website information is excluded to the extent permitted by law.
7. External links
This website may contain links to external websites or services operated by third parties.
SM Horizon Finance does not have full control over their content, availability, security or data protection practices.
Responsibility for the content of external websites lies with their respective operators.
8. Data protection
Information concerning the collection, processing, use, retention and disclosure of personal data is available in the English Privacy Policy.
9. Cookies and similar technologies
The website may use technically necessary cookies required for the secure and proper operation of the website.
Optional analytics, marketing or third-party cookies are used only where the necessary legal conditions have been satisfied.
Consent may be withdrawn or adjusted through the cookie settings.
10. Applicable law
This website and the activity of the business established in France are generally governed by French law, unless mandatory provisions of another jurisdiction apply.
In the event of a disagreement, the parties should first attempt to reach an amicable solution.
11. Language versions
This legal notice is an English-language version of the legal information relating to SM Horizon Finance.
In the event of differences between language versions, the French original version shall generally prevail for legal interpretation, to the extent permitted by law.
12. Amendments to this legal notice
SM Horizon Finance may update this legal notice if legal requirements, company details, contact information, registration details, technical providers or the services offered change.
In particular, the SIREN, SIRET and RNE details will be added once the registration process has been completed.
Last updated: 1 August 2026
Contact
SM Horizon Finance
625 Chemin des Thenoux
45500 Saint-Brisson-sur-Loire
France