FAQ
Find answers to frequently asked questions about financing enquiries, required documents, processing times, data protection and the conditions for a possible financing arrangement.
As every personal and financial situation is different, the following answers provide general information only. Every financing enquiry is assessed individually according to the project, the financial circumstances and the applicable requirements.
SM Horizon Finance supports individuals, students, self-employed professionals, entrepreneurs and businesses with the preparation and initial assessment of personal loans, student financing, property financing and business financing. The available possibilities depend on the project, the applicant’s circumstances and the applicable requirements.
Yes. Submitting the initial financing enquiry is free and without obligation. It enables an initial review of your project and a personal exchange. You are not required to accept any possible offer or financing arrangement.
No. Every enquiry is assessed individually. A possible decision depends on the project, personal or business circumstances, creditworthiness, the documents provided and the criteria of the relevant financing partner.
The possible financing amount depends on the type and purpose of the financing, income, existing financial commitments, repayment capacity and the applicable requirements. A particular amount cannot be guaranteed before an individual assessment has been completed.
Depending on the financing project, proof of identity, proof of residence, income documents, bank statements and documents relating to the planned project may be required. Please do not submit sensitive documents through the initial enquiry form. If documents are required, you will receive information about an appropriate method of transmission.
SM Horizon Finance reviews the initial information as soon as possible. The processing time depends on the complexity of the project, the completeness of the information and any additional documents that may be required.
Yes. Self-employed professionals, freelancers, sole traders, start-up founders and company directors may present a financing project. The assessment may take account of the nature and duration of the activity, income, business development and the available documentation.
An enquiry may be submitted from another country if the financing project relates to France. Whether financing can be considered depends on the type of financing, the location of the project, the applicant’s country of residence and the applicable requirements.
Yes. Your information is treated confidentially and used to receive, review and process your enquiry. Information about the data collected, recipients, retention periods and your data protection rights is available in the Privacy Policy.
No. The form is used solely for initial contact and the assessment of your project. Submitting it does not automatically create a contract, loan approval, financing offer or obligation to accept any possible financing.
Yes. English-speaking clients with a financing project in France can receive support in English. The required information, documents and possible next steps will be explained clearly.
You can use the online form on the English landing page, email info@smhorizonfinance.com or call +33 7 57 75 21 54. For a complete financing enquiry, the online form is the most practical option.
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Submit your project through the online form or contact SM Horizon Finance by telephone or email.
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